Whether you're consolidating other credit card balances, or simply moving one balance to a new card, the Savings Estimator factors in any introductory rate, how long you'll keep the balance and any balance transfer fee.
Other cards on the market simply offer a standard low interest rate for the life of the credit card.
Your Counsellor will provide you with information and guidance to help you make an informed decision about your finances.
Proper money management doesn't involve a magic formula to find more money.
Often, credit card debt is spread across several different cards, leading to multiple statements and payments.
A credit card debt consolidation loan combines the balances owed into one larger loan.